Terms and Conditions

Introduction

Welcome to REPS Time, a web and mobile application owned and operated by Agents Invest LLC ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of REPS Time (the "App"). By accessing or using the App, you agree to be bound by these Terms. If you do not agree, please do not use the App.

Eligibility

To use the App, you must be at least 18 years old and capable of entering into legally binding agreements.

Account Registration

• To access certain features, you may need to create an account.
• You are responsible for maintaining the confidentiality of your login credentials.
• You agree to provide accurate and up-to-date information.
• One account per person. Accounts may not be shared, resold, or used to provide services to third parties without our prior written consent.

Use of the App

Intended Use

The App is designed to assist individual real estate investors in tracking and logging their own qualifying real estate activities in support of Real Estate Professional Status (REPS) with the IRS.

You agree that you will use the App solely to track activities in which you personally participate. You may not use the App:

• On behalf of third parties, clients, or other individuals
• To evaluate the App for deployment to others (including but not limited to clients, firm members, organizational users, or any group of users other than yourself) without prior written consent from Agents Invest LLC
• In a manner inconsistent with its intended purpose as a personal activity tracking tool

Licensed tax professionals, accountants, and similar advisors who wish to evaluate the App for client use should contact us at hello@repstime.com before creating an account.

Compliance with Laws

You agree to use the App in compliance with all applicable laws and regulations. You may not use the App for any unlawful or fraudulent purpose.

Technical Restrictions

You may not:

• Attempt to reverse engineer, decompile, or disassemble the App or its code
• Access the App through any means other than the interfaces we provide
• Use bots, scrapers, or automated tools to access the App or extract data from it beyond normal personal use
• Interfere with or disrupt the App's operation, servers, or networks

Prohibited Competitive Use

You may not use the App to:

• Benchmark the App against competing products
• Reverse engineer the App's data structures, export behavior, user experience, or features for the purpose of building, developing, or improving a competing product or service
• Collect intelligence on the App's functionality on behalf of any party engaged in building or marketing a competing product
• Use the App on behalf of, or while employed by or contracted to, any party that directly competes with REPS Time or Agents Invest LLC

Product Scope and Limitations

REPS Time is designed to help users build contemporaneous records of their qualifying real estate activities through normal, ongoing use of the App. It is a tracking and logging tool.

REPS Time is NOT designed to, and does not represent itself as:

• A forensic audit defense tool
• A legal evidence system
• An audit response or audit preparation product
• A third-party compliance verification system
• A provider of expert witness services, attestation, or certification of your records

Standard reports provided by the App contain the activity information you have entered through normal App use. The App does not guarantee the availability or disclosure of system metadata, entry creation timestamps, database audit trails, backend logs, or other forensic or technical data in exports, reports, or responses to user requests. We reserve the right to determine which data is included in standard reports and exports.

Subscription, Fees, and Billing

Free and Paid Features

REPS Time offers free features as well as paid subscription features. The specific features available at each tier, and the applicable subscription fees, are displayed within the App at the time of signup or upgrade.

Subscription Fees and Auto-Renewal

If you purchase a paid subscription:

• Subscription fees are billed in advance on a recurring basis (monthly or annually, depending on the plan you select).
• By subscribing, you authorize us (or the applicable app store) to charge your designated payment method on each renewal date.
• Subscriptions automatically renew at the end of each billing period at the then-current subscription rate unless you cancel before the renewal date.
• You are responsible for reviewing your subscription details and renewal dates within your account or app store subscription settings.

Payment Processing

Payments are processed through third-party payment processors, including Stripe (for subscriptions purchased through the web App), Apple (for subscriptions purchased through the iOS App), and Google (for subscriptions purchased through the Android App). Your payment information is handled by these processors in accordance with their terms and privacy policies. We do not store full payment card details on our servers.

Subscriptions purchased through the Apple App Store or Google Play are subject to the payment, renewal, cancellation, and refund terms of the applicable app store in addition to these Terms. Where the app store's terms conflict with ours, the app store's terms govern the payment relationship.

Cancellation

You may cancel your paid subscription at any time through your account settings on the web App or, for subscriptions purchased through an app store, through that app store's subscription management interface. Cancellation takes effect at the end of the current billing period. You will retain access to paid features through the end of the paid period and will not be charged on the next renewal date.

Refunds

Except where required by applicable law, subscription fees are non-refundable. We do not provide refunds or credits for partial billing periods, unused time, downgrades, account cancellations, or termination of your account by us for cause. We may, at our sole discretion, offer refunds in exceptional circumstances. Refund requests for subscriptions purchased through the Apple App Store or Google Play must be submitted to those platforms and are subject to their policies.

Price Changes

We may change our subscription fees at any time. For existing subscribers, we will provide at least thirty (30) days' notice before a price change takes effect on your subscription. Notice may be provided by email or through an in-App notification. Continued use of the paid subscription after the price change takes effect constitutes acceptance of the new fees. If you do not agree to the new fees, you may cancel your subscription before they take effect.

Taxes

Subscription fees do not include applicable taxes. You are responsible for any sales, use, VAT, GST, or other taxes required by the jurisdiction in which you live or do business.

Chargebacks, Failed Payments, and Unpaid Fees

If a payment is disputed, reversed, or fails, we may suspend or terminate your access to paid features until the matter is resolved. Repeated chargebacks or payment disputes may result in account termination and may be reported to the applicable payment processor. Unpaid fees may be referred to collection.

Custom Requests and Feature Requests

From time to time, users may request custom reports, custom data exports, custom integrations, feature modifications, or other services outside the App's standard functionality. We reserve the right to accept, decline, modify, or charge for any such request at our sole discretion. Submitting a request does not create an obligation on our part to fulfill it.

Requests that appear intended to extract competitive intelligence, gather forensic or audit-related data not normally provided by the App, or support use cases inconsistent with the App's intended purpose may be declined without explanation.

Calendar Access

• With your permission, the App may access your calendar to retrieve scheduled events.
• This data is used solely to provide you with a list of scheduled events to facilitate activity tracking within the App.
• We do not share, sell, or distribute your calendar data to third parties.

User Content and Data

You retain ownership of the activity entries and related information you input into the App ("User Data"). By using the App, you grant Agents Invest LLC a limited, non-exclusive license to store, process, and use your User Data solely for the purpose of providing the App's functionality to you, improving the App, and complying with applicable law.

You are solely responsible for the accuracy, completeness, and legality of the User Data you input. We do not verify, audit, or vouch for the accuracy of your entries.

You may request an export of your User Data at any time through the App's standard export features, or by contacting us. Requests for data beyond what the standard export provides are subject to the Custom Requests section above.

Intellectual Property

• All content, trademarks, software, design, and intellectual property in the App (other than your User Data) are owned by or licensed to Agents Invest LLC.
• You may not copy, modify, distribute, sell, or otherwise use any of our intellectual property without our written consent.
• Feedback, suggestions, or feature requests you submit may be used by us without obligation to you.

Termination and Service Refusal

We reserve the right to refuse service, decline custom requests, limit or remove access to features, suspend accounts, or terminate accounts at our sole discretion and without prior notice.

Grounds for such action include, but are not limited to: violation of these Terms, non-payment, use patterns inconsistent with the App's intended purpose, requests that appear intended to extract competitive intelligence, fraudulent activity, abusive conduct toward our staff, and any use we reasonably determine to be harmful to the App, its users, or Agents Invest LLC.

Termination by us for cause does not entitle you to a refund of any fees paid.

You may delete your account at any time by contacting us at hello@repstime.com or, for paid subscribers, by cancelling through the account settings or applicable app store.

Termination does not relieve either party of obligations that by their nature survive termination, including intellectual property, payment of outstanding fees, limitation of liability, indemnification, dispute resolution, and governing law provisions.

Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy.

We do not guarantee:

• The accuracy or completeness of any information provided in the App
• That the App will meet your specific requirements or expectations
• That the App will be uninterrupted, timely, secure, or error-free
• That any data, export, or report generated by the App will be accepted by the IRS, any court, any auditor, or any other party for any specific purpose

Limitation of Liability

To the maximum extent permitted by law, Agents Invest LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the App, including but not limited to tax liabilities, audit outcomes, lost profits, lost data, business interruption, or damages arising from reliance on the App or any reports it generates.

In no event shall our total liability to you for any claim arising out of or relating to these Terms or the App exceed the amount you paid us for the App in the twelve months preceding the claim, or one hundred dollars ($100), whichever is greater.

Indemnification

You agree to indemnify, defend, and hold harmless Agents Invest LLC, its affiliates, officers, employees, contractors, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the App
• Your violation of these Terms
• Your violation of any law or third-party right
• The accuracy or consequences of the User Data you input

Disclaimer: No Tax or Legal Advice

REPS Time is a tool designed to help real estate investors track and log their hours to support their pursuit of Real Estate Professional Status (REPS) under IRS guidelines. However, neither REPS Time nor Agents Invest LLC is a licensed accounting firm, tax advisor, or legal service provider, and does not offer professional tax, accounting, legal, or financial advice.

All content, tools, and features within the App are for informational and organizational purposes only. We strongly advise users to consult with a licensed tax professional or accountant to determine their specific eligibility for Real Estate Professional Status and how to apply IRS rules to their unique situation.

By using REPS Time, you acknowledge and agree that:

• You are solely responsible for maintaining accurate time records and understanding IRS requirements for REPS.
• You will seek professional guidance from a CPA, tax attorney, or other qualified advisor regarding any tax-related decisions.
• You understand that REPS Time is not liable for any consequences, including tax liabilities or audit outcomes, resulting from the use of this App.

Dispute Resolution

Informal Resolution

Before filing any formal legal action, you agree to contact us at hello@repstime.com to attempt to resolve any dispute informally. We will make a good-faith effort to resolve the dispute within thirty (30) days of receiving your notice.

Binding Arbitration

If informal resolution is unsuccessful, any dispute, claim, or controversy arising out of or relating to these Terms or the App shall be resolved by binding arbitration administered under the rules of the American Arbitration Association. Arbitration shall take place in Snohomish County, Washington, or by videoconference if the parties agree. The arbitrator's decision shall be final and binding.

Class Action Waiver

You agree that any dispute shall be resolved on an individual basis. You waive any right to participate in a class action, collective action, or representative proceeding against Agents Invest LLC.

Exception for Injunctive Relief

Either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect its intellectual property rights or confidential information without first going through arbitration.

Governing Law and Venue

These Terms are governed by the laws of the State of Washington, without regard to its conflict of law principles. For any claims not subject to arbitration, exclusive jurisdiction and venue shall lie in the state and federal courts located in Snohomish County, Washington, and you consent to such jurisdiction and venue.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. We will notify you of material changes by posting the updated Terms within the App and updating the "Last Updated" date. For material changes affecting paid subscribers, we will also provide notice by email or in-App notification at least thirty (30) days before the changes take effect. Your continued use of the App after changes take effect constitutes your acceptance of the updated Terms.

A summary of material changes and prior versions is available upon request at hello@repstime.com.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Agents Invest LLC regarding the App and supersede any prior agreements.

Contact Us

If you have any questions regarding these Terms, please contact us at: